Trusted Experienced Professional

FUELING BUSINESS GROWTH

OCG Funding offers flexible funding built for businesses and startups across the U.S. and Canada. We review your unique needs and goals, match you with the right financial package, and get you funded fast — putting the power of tomorrow's future in your hands today.

Trusted by thousands of business owners nationwide
Borrow As Needed

Elevate your cash flow with funding solutions tailored to your business's goals. We'll match your business with the right option that fits. Borrow only what you need, when you need it, and keep your business moving forward.

Flexible & Renewable

Benefit from fast approvals, ensuring you secure capital within a few hours. Terms flex and renew as your business grows, so you're never locked into a one-size-fits-all plan. Everything gets done and approved in a timely, professional manner.

Tailored Options

No two businesses are the same. Your account manager tailors every recommendation to your business's real needs, walking you through each funding option. Every step is clear, every option is explained, and every decision is yours.

Our Mission

Building Financial Bridges Founded on Trust

A business's growth and stability depend on countless factors, and identifying the right funding solution is one of the most important. At OCG Funding, we simplify that decision — helping business owners explore funding options based on their goals, qualifications, and financial needs, then matching them with a solution built for real, lasting growth — whether that means covering cash flow, funding equipment, or supporting day-to-day operations, all with an eye toward tomorrow's future.

We're building lasting partnerships with businesses based on trust. That's why we've reimagined the process to be transparent and structured, giving business owners clear information and fast decisions instead of paperwork and delays. Our goal is to be the most trusted financial partner for growing enterprises, delivering capital with integrity and clarity — so you always move forward with stability and confidence.

OCG Funding advisors meeting with business owners
Services

Explore What We Offer

Access to a wide range of funding tools, tailored to your business's stage, goals, and cash flow.

Revenue-Based Financing

Get access to working capital based on your business's revenue and cash flow. Repayment is structured around your business performance, helping you manage cash flow more comfortably.

Line of Credit

Access funds when you need them without taking a lump sum all at once. Draw only what you need and use the available credit for expenses, inventory, payroll, or growth opportunities.

Equipment Financing

Finance the equipment your business needs without paying the full cost upfront. Use the equipment to grow your business while spreading payments over time.

Asset-Based Financing

Use eligible business assets, such as equipment, inventory, or other assets, to help secure financing. This can provide access to capital while putting the value of your existing assets to work.

Debt Consolidation

Combine multiple business debts into one financing solution with a single payment. This can simplify your finances and potentially improve your monthly cash flow.

Invoice / Receivables Financing

Access capital based on outstanding invoices your customers owe your business. Instead of waiting for customers to pay, you can unlock working capital sooner to help keep your business moving.

SBA Loan Consulting

Guidance through SBA programs including SBA 7(a), SBA Express, and Bolt loans. We help you understand which program fits, prepare your file, and move through the process with fewer delays.

Options

Flexible Options Tailored to You

Quick cash, adjustable limits, and simple payments — find the right fit for your business below.

MCA Funding
factor rate, or lower with good payment history
  • Funded as fast as the same day
  • No collateral required
  • Revenue-based approvals
  • Flexible payment schedules
  • No high credit score required
Apply Now
Asset-Based Financing
low APR, based on the value of your business assets
  • High approval amounts
  • Low rates
  • Flexible repayment terms
  • Collateral-backed funding
  • Fast funding turnaround
Apply Now
Industries

Diverse Industries We Support

We've funded businesses across the country in nearly every sector. Here's a glimpse of who we work with.

Construction
Construction
Trucking
Trucking
Restaurants
Restaurants
Retail
Retail
Healthcare
Healthcare
Auto Repair
Auto Repair
Landscaping
Landscaping
Manufacturing
Manufacturing
Beauty & Salons
Beauty & Salons
E-commerce
E-commerce
HVAC
HVAC
Logistics
Logistics
Simple Process

How it works

Three steps between you and the capital your business needs.

01

Apply Online

Complete a quick application from any device — skip the usual pile of paperwork.

02

Receive a Decision

Your dedicated advisor reviews your options and walks you through what's available.

03

Get Funded

Finalize your terms and access your funds — as fast as 2 hours after approval, and typically within 48 hours.

What customers say

Client Testimonials

"OCG helped us secure the working capital we needed to keep several projects moving without slowing down our operations. The process was straightforward, communication was excellent, and they moved quickly when we needed funding."

Michael R.Construction

"We needed additional capital for our restaurant and OCG made the process much easier than we expected. They explained the options clearly and helped us find a financing structure that worked for our business."

Daniel T.Restaurant

"Running a trucking company means constantly dealing with fuel, repairs, payroll, and other expenses. OCG was able to help us access capital quickly and the team stayed on top of everything throughout the process."

James B.Trucking

"We were looking for funding to purchase equipment and take on additional jobs. OCG was responsive from start to finish and made the entire funding process simple."

Anthony M.HVAC

"OCG helped us secure the working capital we needed to keep several projects moving without slowing down our operations. The process was straightforward, communication was excellent, and they moved quickly when we needed funding."

Michael R.Construction

"We needed additional capital for our restaurant and OCG made the process much easier than we expected. They explained the options clearly and helped us find a financing structure that worked for our business."

Daniel T.Restaurant

"Running a trucking company means constantly dealing with fuel, repairs, payroll, and other expenses. OCG was able to help us access capital quickly and the team stayed on top of everything throughout the process."

James B.Trucking

"We were looking for funding to purchase equipment and take on additional jobs. OCG was responsive from start to finish and made the entire funding process simple."

Anthony M.HVAC

"OCG gave us several financing options and took the time to explain the differences between them. The communication was professional and the process was much faster than we anticipated."

David K.Medical Practice

"Our shop needed working capital for equipment and day-to-day expenses. OCG helped us get the funding we needed without making the process unnecessarily complicated. Very professional team."

Chris P.Auto Repair

"We needed capital to expand our operation and purchase additional equipment. OCG was quick, transparent, and easy to work with. They understood what we were trying to accomplish and helped us move forward."

Robert S.Landscaping

"We needed additional working capital to increase inventory ahead of a busy season. OCG made the financing process straightforward and kept us updated throughout. The experience was professional from beginning to end."

Kevin L.E-commerce

"OCG gave us several financing options and took the time to explain the differences between them. The communication was professional and the process was much faster than we anticipated."

David K.Medical Practice

"Our shop needed working capital for equipment and day-to-day expenses. OCG helped us get the funding we needed without making the process unnecessarily complicated. Very professional team."

Chris P.Auto Repair

"We needed capital to expand our operation and purchase additional equipment. OCG was quick, transparent, and easy to work with. They understood what we were trying to accomplish and helped us move forward."

Robert S.Landscaping

"We needed additional working capital to increase inventory ahead of a busy season. OCG made the financing process straightforward and kept us updated throughout. The experience was professional from beginning to end."

Kevin L.E-commerce

"OCG helped us secure financing when we needed additional working capital for our business. The team was responsive, professional, and clear about the available options. It was a smooth experience overall."

Brian W.Manufacturing

"OCG made the funding process much easier than I expected. We needed additional working capital to handle some business expenses and they were responsive, professional, and easy to work with from start to finish."

Jessica M.Beauty Salon

"I was looking for additional capital to expand inventory and keep up with demand. OCG explained the available options clearly and helped make the process simple and straightforward."

Samantha R.Retail

"OCG helped us secure financing when we needed additional working capital for our business. The team was responsive, professional, and clear about the available options. It was a smooth experience overall."

Brian W.Manufacturing

"OCG made the funding process much easier than I expected. We needed additional working capital to handle some business expenses and they were responsive, professional, and easy to work with from start to finish."

Jessica M.Beauty Salon

"I was looking for additional capital to expand inventory and keep up with demand. OCG explained the available options clearly and helped make the process simple and straightforward."

Samantha R.Retail
FAQ

Frequently Asked Questions

OCG Funding is a direct funder and a commercial financing broker. We review your business's needs and, depending on what fits best, either fund your business ourselves or present your application to our network of third-party funding partners and help you compare the offers they extend.

No. We use a soft credit pull that doesn't impact your score.

Many businesses see funds in as little as 24–48 hours, though timing varies by funding type and documentation provided.

Typically just the last 3 months of business bank statements, a one page application with basic business info, and personal ID — no endless paperwork required.

Not always. Most of our funding options don't require collateral, giving you more flexibility.

Rates and terms are determined by the funding option your business is approved for. We're unable to provide an accurate rate until we've reviewed at least three months of bank statements.

New York City skyline from the water

Not sure if you qualify? No problem.

We've made the process straightforward and reassuring. Explore your options with confidence — no impact to your credit, no obligation.

Contact

Get In Touch

Have a question or ready to apply? Reach out and a member of our team will get back to you.

Contact Details

Phone Number
(646) 564-8995
Business Hours
9:00 AM – 6:00 PM
Monday – Friday