Privacy Policy
Last updated: September 20, 2026
OCG Funding ("OCG Funding," "we," "us," or "our") respects your privacy. OCG Funding is a direct funder and a commercial financing broker; we may fund a transaction ourselves or present applications to third-party funding partners on your behalf. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit ocgfunding.com or apply for business financing through us.
1. Information We Collect
Information you provide directly. When you complete an application, contact form, or otherwise communicate with us, we may collect:
- Business name, legal entity type, industry, address, and time in business
- Owner or principal name, contact details, date of birth, and Social Security Number
- Business bank statements, revenue figures, and financial records
- Employer Identification Number (EIN) and business formation documents
- Government-issued identification
- Any information contained in messages you send us
Information collected automatically. When you visit our website we may collect IP address, browser type, device information, pages viewed, referring URL, and timestamps through cookies and similar technologies.
Information from third parties. We may obtain business and personal credit reports, public records, bank verification data, fraud-prevention data, and information from funding partners and service providers.
2. How We Use Your Information
- To evaluate, process, and underwrite financing applications
- To match your business with funding partners and present available offers
- To verify identity and prevent fraud or money laundering
- To communicate with you about your application, account, or inquiries
- To comply with legal, regulatory, and reporting obligations
- To improve our website, products, and services
- To send marketing communications, where permitted and subject to your opt-out rights
3. How We Share Your Information
We may share information with:
- Funding partners, lenders, and investors who may extend an offer to your business
- Service providers including underwriting, banking-data, hosting, analytics, and communications vendors
- Credit reporting agencies and background-check providers
- Professional advisors such as attorneys, accountants, and auditors
- Government or regulatory authorities when required by law, subpoena, or legal process
- A successor entity in connection with a merger, acquisition, or sale of assets
We do not sell your personal information to third parties for their own independent marketing purposes. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Your telephone number is provided to a funding partner only after that partner has accepted your application, so they may contact you to complete your transaction.
4. Credit Inquiries
By submitting an application, you authorize OCG Funding and its funding partners to obtain business and consumer credit reports and to verify the information you provide. Initial review is typically conducted through a soft inquiry that does not affect your credit score. A hard inquiry may occur if you proceed with a specific funding partner, and you will be informed before that occurs.
5. Communications Consent
By providing your telephone number, you consent to receive calls and text messages from OCG Funding and its partners at that number, including through automated dialing systems and prerecorded messages, regarding your application and our services. Consent is not a condition of obtaining financing. Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages, or HELP for assistance. You may opt out of marketing emails using the unsubscribe link in any message.
6. Cookies and Tracking
We use cookies and similar technologies to operate the site, remember preferences, and analyze traffic. Most browsers allow you to refuse or delete cookies through their settings. Disabling cookies may affect site functionality. [IF YOU ADD GOOGLE ANALYTICS, ADVERTISING PIXELS, OR SIMILAR TOOLS, DISCLOSE THEM HERE BY NAME.]
7. Data Security
We maintain administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Data Retention
We retain information for as long as necessary to fulfill the purposes described in this policy, to comply with legal and recordkeeping obligations, to resolve disputes, and to enforce our agreements.
9. Your Rights
California residents. Under the California Consumer Privacy Act, as amended, you may have the right to know what personal information we collect, to request deletion, to correct inaccurate information, and to opt out of certain disclosures. We will not discriminate against you for exercising these rights.
Other states. Residents of certain other states, including Virginia, Colorado, Connecticut, Utah, and Texas, may have comparable rights under applicable state law.
Canadian residents. Where applicable, you may have rights under PIPEDA or provincial privacy legislation, including access to and correction of your personal information.
To exercise any right, contact us at info@ocgfunding.com. We may need to verify your identity before responding.
10. Financial Privacy Notice
To the extent the Gramm-Leach-Bliley Act applies to our activities, we will provide the required privacy notice describing our information-sharing practices and any right to limit sharing. [CONFIRM APPLICABILITY WITH COUNSEL.]
11. Children's Privacy
Our services are intended for businesses and individuals 18 years of age or older. We do not knowingly collect information from children under 13.
12. Third-Party Links
Our site may link to third-party websites. We are not responsible for the privacy practices or content of those sites.
13. Changes to This Policy
We may update this Privacy Policy from time to time. The revised version will be posted here with an updated effective date. Material changes may be communicated directly where required by law.
14. Contact Us
OCG Funding
1178 Broadway
New York, NY 10001
Email: info@ocgfunding.com
Phone: (646) 564-8995